Credit Lead - Internal Audit

HDFC Bank · India

Key Responsibility Areas

Actionable

Audit execution

• Review pre-audit preparation and sampling.
• Allocation of audit areas to the auditors based on expertise and mandays available.
• Carry out audit of various areas / activities / departments as per the RBI guidelines / internal policies.

Audit reporting

• Prepare audit reports detailing findings, risks, recommendations, and Management action plans.
• Risk grading and opinion formation.
• Audit finalization, discussion, and closure (including visits to branches / units).
• Effectively communicate audit results to key stakeholders including Senior Management, highlighting areas of concern and opportunities for improvement.

Compliance

• Monitoring and follow up with auditee Management for audit issues resolution.
• Validate evidence submitted for closure of audit issues.

Team management

• Manage and supervise the team of auditors.

Educational Qualifications

Key Skills

• Graduation
• Post-Graduation
• Professional Qualification
• Domain knowledge – Knowledge of bank audit / Credit audits (Wholesale / SME) / Credit Administration)
• Audit expertise – Proficiency in audit methodologies, techniques, and standards
• Analytical skills – Strong analytical skills to analyse complex data, identify trends and assess the effectiveness of controls.
• Communication skills – Strong written and verbal communication skills facilitating audit reporting, presentations and discussions.
• IT skills - Advanced knowledge of MS Word, MS Excel and Power Point is a must.
• Leadership skills – Leadership skills including people management & problem solving to lead the team of auditors.
• Time management - Ability to manage multiple assignments, prioritize tasks and meet deadlines.