US Mortgage Live Underwriter

ENCORE IT SOLUTIONS · India

Walk in Drive in Pune on 7th August

JOB TITLE: US Mortgage Underwriter/ Due Diligence Underwriter/ Credit Risk Underwriter/Loan Underwriter/Mortgage Credit Analyst/US Mortgage Specialist/Senior Mortgage Underwriter/SME/Mortgage Team Lead

SHIFT TIMING: Must be open for Night Shift

POSITION TYPE: Full-Time

JOB LOCATION: Pune

Experience Range: 3 Years – 12 years

Responsibilities/Expertise:

A Minimum of 3+ years work experience in US Residential Mortgage specifically in Frontend (Live) US Residential Underwriting

Expertise in Underwriting – Reviewing Income, Credit, Collateral & Capital

Expertise in calculating all type of Incomes (Salaried/Self Employed and Other Income), Asset & Ratios

Must have experience in Underwriting all type of loans Purchase/Refinance/Construction

Expertise in reviewing the Guideline (Fannie Mae & Freddie Mac)

Evaluating the Loan documents for approval/rejection

Review Appraisal document to identify whether the property has been evaluated correctly

Assessing loan attributes and documentation for soundness and accuracy

Approving/Denying/Counter Offer the loans after verifying borrower eligibility