Director, Commercial Real Estate & CMBS

Title: Director, Commercial Real Estate & CMBSOffice Status: Hybrid – New York, NYBase Salary: $200k - $250k + Bonus

If the following job requirements and experience match your skills, please ensure you apply promptly.
Overview:This Senior Credit Officer opportunity sits within the Real Assets Credit Risk team of a leading global financial institution, offering independent credit oversight and approval authority across a portfolio heavily weighted toward US Commercial Real Estate and CMBS — with a clear mandate to expand into broader real assets coverage including project finance. The role carries genuine credit authority — approving credit lines, managing exposures, monitoring collateral performance, and contributing to credit policy and global risk appetite frameworks — while operating with strong autonomy and strategic influence within a globally integrated risk organization. It's an ideal fit for a seasoned CRE and CMBS credit professional with 10+ years of experience who combines deep sector expertise with strong analytical judgment, collaborative instincts, and the ability to assess complex, multi-dimensional transactions under tight deadlines.
Key Responsibilities:Conduct comprehensive credit assessments of counterparties and underlying real estate and real asset collateral; provide detailed analysis of historical performance, key risk factors, and structural considerationsProvide approval or recommendation for approval based on proposed limits and tenors; document recommendations clearly for final credit decision-makingValidate Obligor Risk Ratings, Basel II parameters including LGDs, and other key financial metrics across the real estate and real assets portfolioPerform ongoing monitoring of portfolio credit quality including early detection of deteriorating credits and active participation in quarterly watch list review processesTrack credit and market trends across individual real estate and real asset classes; stay current on US market dynamics and regulatory practicesAssist the Portfolio Management and Governance team in preparing xzbcwsv reporting for senior risk management and regulatorsContribute to the development and refinement of the bank's credit policy guidelines and overall risk appetite framework; participate in setting global risk appetite for real estate and real assets financing initiativesAssess new business initiatives including white papers, New Product Committees, and business rules from a real assets credit risk perspectiveCollaborate across the risk division and with business lines, legal, compliance, and other internal partners to ensure sound and timely credit decisionsExpand coverage scope over time into broader real assets including project finance as the portfolio and role evolve