Senior Portfolio Analyst

Senior Portfolio Strategy AnalystMiami, FL or Salt Lake City, UT (Hybrid - 3 Days Onsite)

All potential candidates should read through the following details of this job with care before making an application.
Are you an analytically driven professional with a strong background in lending, credit risk, or portfolio analytics? We're partnering with a rapidly growing financial services organization seeking a Senior Portfolio Strategy Analyst to play a key role in shaping pricing, credit, and portfolio performance strategies across the business. This is a highly visible position working closely with executive leadership and influencing critical business decisions.
What You'll Be DoingDevelop and optimize pricing, credit, and portfolio strategies that drive profitable growth.Analyze portfolio performance through vintage, cohort, delinquency, loss, and renewal trends to identify risks and opportunities.Evaluate the effectiveness of strategy changes and provide data-driven recommendations to leadership.Partner with Data Science, Technology, Credit, and Business teams to improve decisioning and portfolio outcomes.Build financial and economic models to assess profitability, risk exposure, and business performance.Present analytical findings and strategic recommendations to senior stakeholders and executive leadership.
What We're Looking For5+ years of experience in portfolio analytics, credit risk, pricing analytics, risk strategy, or a related function.Strong experience within lending, consumer lending, commercial lending, fintech, specialty finance, banking, or financial services.Advanced SQL and Python skills with the ability to analyze large datasets and build meaningful business insights.Deep understanding of portfolio performance metrics including vintages, cohorts, loss rates, delinquency trends, forecasting, and unit economics.Proven ability to influence business decisions through analytical recommendations.Experience working directly with lending products and credit decisioning processes is required.
Preferred ExperienceSmall business lending, merchant cash advance, revenue-based finance, or specialty lending experience.Exposure to predictive modeling, pricing systems, scorecards, or decision engines.Experience working with cloud-based data platforms and modern analytics tools.
Compensation & RequirementsBase salary up to $160,000plus bonusHybrid schedule: 3 days per week onsite (required)Locations: Miami, FL or Salt Lake City, UTU. xzbcwsv S. Citizen or Green Card holder requiredNo current or future sponsorship available
This is an excellent opportunity to join a high-growth organization where analytics directly influences business strategy, portfolio performance, and revenue outcomes. If you're looking for a role with significant visibility, ownership, and impact, we'd love to hear from you.