Credit analyst -large /mid corporate/infrastructure- bank

The Premier Consultants · Mumbai, India

This is regaridng opening with a leading Bank as a Credit Analyst -Large corporates/Mid corporates/Infrastructure

Designation: Credit Analyst -Large corporates/Mid corporates/Infrastructure

Experience: 4+ years of work experience in credit analysis or credit management in mid /large or Infra

Location: Mumbai/Delhi

Job Role:

Financial Analysis: Analyze balance sheets, income statements, cash flow statements, and financial ratios to assess creditworthiness.

Industry & Market Research: Monitor industry trends, economic conditions, and market developments affecting borrower performance.

Credit Recommendation: Prepare credit appraisal reports/credit memos with recommendations to approve, decline, or restructure credit facilities.

Financial Statement Analysis: Assess profitability, liquidity, solvency, leverage, and cash flow adequacy.

Credit Underwriting: Perform due diligence and recommend appropriate loan structures, limits, pricing, and terms.

Risk Management: Identify financial and operational risks and suggest mitigation strategies.

Loan Committee Support: Present credit findings and recommendations to credit/loan approval committees.

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