Senior FCRM Risk Analyst - Sanctions, Name Screening

TD · Remote, United States

72,280 - $117,520 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
Line of Business:
Financial Crime Risk Management

Job Description:
The Senior Financial Crime Risk Analyst – Sanctions contributes to the development, oversight, and implementation of TD’s sanctions compliance programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting, and escalation of sanctions-related issues.
Conducts periodic and event-driven reviews for sanctions risks of customers and transactions, including targeted assessments. Supports management in delivering initiatives related to sanctions risk assessment, regulatory exam preparation, and internal/external audit support.
The department maintains quality control methodologies, standards, and scorecards; performs root cause analysis; and promotes consistent execution across global name screening operations.
Works independently as the senior analyst/subject matter expert in sanctions compliance and coaches and educates others on regulatory requirements and best practices
Applies expert knowledge of sanctions regulations, business operations, products, services, and operating standards to drive unit or team performance and mitigate risk
Executes on more complex and/or non-standard sanctions-related requests, including high-risk reviews and regulatory reporting
Researches and investigates a range of sanctions alerts, operational issues, and process gaps, ensuring timely resolution and compliance
Coordinates and integrates work with other areas such as AML, FCRM, and Legal as needed to ensure holistic risk management
Provides advanced analysis and/or specialized reporting on sanctions metrics, trends, and regulatory adherence to support business partners and centers of expertise
Requires advanced technical and regulatory knowledge of global sanctions regimes and screening systems for discipline supported
Manages high complexity in operational, reporting, and process analysis functions with a medium- to longer-term focus on sanctions compliance enhancements
Represents the group as the lead or subject matter expert on sanctions-related projects, regulatory initiatives, and cross-border governance meetings
Undergraduate Degree
Experience conducting quality control reviews of closed Level 2 screening investigations
Knowledge of quality control methodologies and standards
Experience developing or maintaining quality scorecards
Root cause analysis capabilities
Corrective action planning and issue remediation experience
Customer Accountabilities:
Develops and implements team procedures and governance processes for sanctions compliance and analyzes and advises stakeholders and teams of changes and enhancements to enterprise sanctions programs and requirements, including their impact across the organization
Collaborates with and influences partners and senior stakeholders in related groups (such as Compliance, Legal, and Risk) to support the creation of documentation and reports required by external regulatory bodies and TD internal groups for sanctions compliance
Leads research and assessment of sanctions risks and controls and contributes to a specialized team of sanctions compliance professionals, interacting with key stakeholders
Provides governance oversight through management of sanctions policy and training exemption governance and reporting processes to the Senior Executive Team and related sub-committees
Prepares summaries, presentations, briefing notes, and other documentation to effectively report on the status of the sanctions compliance program
Delivers relevant subject matter expertise and sanctions compliance advice to business partners
Develops and delivers sanctions training programs for applicable employees across the Bank
Conducts meaningful research, analysis, and assessment of sanctions program activities at the functional level, using results to draw conclusions, make recommendations, and assess the effectiveness of enterprise sanctions programs
Prepares research, analysis, updates tools, and supports training activities specific to sanctions risk assessment
Contributes to the development of processes, procedures, and guidance relevant to sanctions compliance
Provides high-quality service and advice to key business (FCRM) partners and monitors progress of initiatives, action plans, or similar activities
Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
Delivers relevant subject matter expertise and FCRM advice to business (FCRM) partners
advises businesses on FCRM compliance requirements and ensures those requirements are properly written into requirements for business projects
Participates in FCRM-level projects as needed to facilitate and oversee changes to FCRM processes, systems, or practices
Coordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
Monitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts
Contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert, helping to identify risk and providing guidance for complex situations
Complies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit to determine level of BSA/FCRM compliance
Contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert, helping to identify risk and providing guidance for complex situations
supports a positive work environment that promotes service to the business, quality, innovation, and teamwork, and ensures timely communication of issues/points of interest
Grows knowledge of the business, related tools, and techniques
Participates in personal performance management and development activities, including cross-training within own team
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate
Acts as a brand champion for the function and the bank, both internally and/or externally
Domestic Travel – Occasional
International Travel – Never
Operating standard office equipment - Continuous
Reading, writing and comprehending instructions – Continuous
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
We do our best to communicate outcomes to all applicants by email or phone call.

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at