Senior Portfolio Risk Analyst

First National Bank Texas · Killeen, United States

* Develop and maintain portfolio dashboards and analyses to identify emerging risks, adverse trends, risk layering, and data anomalies
* Monitor credit concentrations, Board-approved limits, risk appetite metrics, and related mitigation strategies across material portfolio segments.
* Execute and document portfolio stress testing and scenario analyses, including evaluation of related ACL, capital, earnings, and liquidity implications.
* Coordinate watch list criticized and classified asset, risk-rating migration, and Special Assets governance reporting and escalation.
* Administer and execute the Bank's ACL/CECL model, including data, assumptions, controls, analysis, documentation, reporting, validation support, and remediation.
* Design, test, implement, document, and monitor approved AI agents, analytics, and automated workflows for Credit Risk functions.
* Administer credit policy and exception governance and produce integrated, decision-useful reporting for the Chief Credit Officer, management committees, and Board.
* Coordinate Loan Review, audit, examination, remediation, credit data, systems, and vendor-risk activities while preserving independent oversight.
* Regular and predictable attendance and punctuality
* Other duties as assigned
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Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* Ability to lift up to 25 pounds

FNBT is and Equal Opportunity Employer