Underwriting Analyst - Early Talent 2027

Swiss Re · United States

Start your journey towards a rewarding and purpose-driven career! About Swiss Re's Graduate Programme for Early-Career Talent We’re looking for intellectually curious, motivated early-career talent who are completing or have recently completed a bachelor’s degree and want to grow, learn, and make a difference. In the US, this opportunity is designed primarily for recent undergraduate talent, though candidates with relevant master’s or doctoral degrees may also be considered. If you have no more than three years of professional experience and fit this description, please apply for our rotational Swiss Re Graduate Programme, which starts Fall 2027. You’ll gain hands-on experience in the complex, multifaceted, and fast-paced world of reinsurance and commercial insurance, rotate into different local teams, and receive tailored training to build your expertise. This is your opportunity to shape your career, help protect societies from the world’s most threatening hazards, and contribute to making the world more resilient. About the Underwriting Analyst Role: As an Underwriting Analyst, you'll develop a broad understanding of risk assessment, underwriting, portfolio management and commercial decision-making while supporting underwriting teams across Swiss Re. Working alongside colleagues across underwriting, engineering, claims, pricing, client management, risk and operations, you'll contribute to evaluating risks, developing solutions and supporting sustainable growth. Through exposure to multiple business areas, you'll build the technical, analytical and relationship-management skills needed for a successful long-term career in underwriting. Please see role specific responsibilities in the Potential Business Placement section. About You: We are looking for people who:

• Have completed, or are about to complete, a bachelor's degree in Risk Management, Insurance, Business, Finance, Economics, Engineering, Mathematics or a related discipline; relevant master's or doctoral degrees may also be considered.
• Have demonstrated academic rigor through course selection and performance; a cumulative minimum GPA of 3.0 is expected.
• Have no more than three years of professional experience.
• Are intellectually curious about risk, insurance, reinsurance and global business.
• Think analytically, enjoy working with data and are motivated to learn, challenge assumptions and solve complex problems.
• Are energized by collaborating across disciplines, geographies and cultures.
• Have strong interpersonal skills and are comfortable building relationships in a client-facing environment.
• Communicate clearly with both technical and non-technical audiences.
• Are self-aware, seek feedback and apply it to continuously grow and improve.
• Demonstrate integrity, sound judgment, accountability and attention to detail.
• Are curious about AI and emerging technologies and how they can be used responsibly to enhance analysis and decision-making.

• Review and analyze client submissions, schedules of values, loss histories and exposure information to develop underwriting insights and recommendations
• Support the evaluation and underwriting of large and complex commercial property risks across a variety of industries
• Assess risk characteristics, portfolio trends and market conditions to support underwriting decisions and business strategy
• Partner with Risk Engineering teams to understand operational risks, loss prevention measures and property exposures
• Support pricing analyses, underwriting recommendations and portfolio management activities
• Participate in broker meetings, client discussions and market-facing activities that contribute to business development and relationship management
• Collaborate with underwriting assistants and operational teams to gain an understanding of end-to-end underwriting processes
• Contribute to projects involving portfolio monitoring, data quality, operational effectiveness and underwriting innovation
• Support initiatives involving AI, analytics and emerging technologies that enhance underwriting insights and decision-making
• Prepare materials for account reviews, underwriting discussions and presentations to senior stakeholders

• Support the underwriting of bundled facultative facility placements by gathering and analyzing underwriting information, preparing pricing and exposure analyses, and assisting in the evaluation of new business opportunities.Assist senior underwriters in assessing risks, preparing quotations, and coordinating internal underwriting approvals.
• Develop an understanding of Swiss Re underwriting guidelines, risk appetite, pricing methodologies, and portfolio management principles.
• Monitor portfolio performance and assist with reporting, audits, quality reviews, and other portfolio management activities.
• Maintain accurate underwriting documentation and ensure information is complete within underwriting and workflow systems.
• Collaborate with underwriting, operations, pricing, risk management, and other internal teams to support the efficient execution of transactions.
• Participate in client meetings, broker discussions, and internal strategy meetings to develop commercial knowledge and relationship management skills.
• Support initiatives to improve underwriting processes, operational efficiency, and data quality.
• Participate in training and development programs designed to build technical underwriting expertise and industry knowledge.