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H

Mega walkin drive US Mortgage

HCLTech · Tamil nadu, India

FULL TIME

Job Description

Location Details – Sholinganallur Tower – 17th July – Sholinganallur Tower 4 Job Description Timing – 11 AM – 3PM Job description, Review loan files for completeness and accuracy • Confirm application information against all documents within the file • Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. • Knowledge to validate that a prospective mortgagors loan application adheres to the Investors , Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan • Should have experience in Income Calculations • Should possess analytical skills in reviewing the LTV/CLTV • Review the eligibility of Property, Borrowers • Evaluate debt ratio, loan-to-value ratios, credit score, property valuation • Identify risk factors, including fraud red flags to determine or verify misrepresentation • Condition files for missing/ supporting documentation as needed • Test system updates as well as system changes as they occur • Complete required trainings and assessments • Ensure the appropriate and confidential handling / sharing of sensitive client data. • Ensure all policies, procedures and guidelines are followed.

Details

CompanyHCLTech
LocationTamil nadu, India
TypeFULL TIME
Nichefinance

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