Credit Analyst For SME with a Large Bank

Roles and Responsibilities Assess working capital, quantum of industrial finance, banking limits to industries and corporate companies - Preparation of Credit Monitoring Analysis, analysis of audited financial statements, ratio analysis, preparation of projected cash flow statements of the company for raising funds/ term loans, etc. to judge the financial strength of the company - Writing credit appraisal notes of SME clients for fund based and non-fund based working capital limits - Analyzing the financial health of the organizations encompassing credit proposals, preparing for projected P&L account - Examine and execute legal documents for disbursal of credit facilities - Coordinate with internal teams to enhance clients- needs, customize product services - Responsible for deferral cases