Credit Portfolio Manager

RESPONSIBILITIES: Work with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank. Define the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios. Establish credit risk appetite and thresholds for the product portfolios. Develop a comprehensive process and build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns. Conduct real-time industry research with team reports to identify and analyze emerging trends. Review and approve relevant policies related to various regulations and emerging trends. REQUIRED QUALIFICATIONS: Bachelor's degree in Com