Unit Head Credit Operations Islamic Microfinance Department

ASA Microfinance Bank (Pakistan) Limited · Karachi division, Pakistan

• Initial screening of credit proposal/credit applications
• Identification of Shariah non-compliance risks and propose remedial measures
• Address credit related inquiries from Shariah, support groups and regulators
• UAT and implementation of Islamic financing products
• Coordinate with Head Asset in developing Islamic financing products
• Monitoring of pre and post-disbursement stages
• Management of Charity Account

Behavioral Competency:

• Leadership and team-building skills.
• Strategic thinking and business acumen.
• Strong communication and interpersonal skills.
• Customer-centric approach.
• Problem-solving and decision-making abilities.
• Initiative, innovation, and result orientation.

Technical Competency:

• Fully conversant with SBP regulations, Prudential Regulations, Islamic Banking Framework, and regulatory reporting requirements.
• Sound knowledge of Islamic Banking products and their implementation.

No. of Years’ Experience:

Minimum 5 years of banking experience in branch banking, Islamic Banking, credit, or sales management role, including at least 2 years in credit

Qualification:

Master's degree in Business Administration, Economics, Finance, Banking, Marketing, Islamic Banking & Finance, or a related discipline. Professional certification in Islamic Banking shall be preferred.