Mortgage Sales Originator

Luminate Bank · Remote, United States

Luminate Bank® is more than a bank—were Banking Brighter® by making financial success simple, accessible, and rewarding. Whether youre purchasing a home, growing your savings, or planning for long-term stability, we offer expert guidance and personalized solutions to illuminate your path. Our seamless digital banking, tailored lending options, and wealth-building strategies empower you to take control of your financial future. With competitive rates, clear insights, and a customer-first approach, we help you make informed decisions with confidence. No matter where you are in your journey, Luminate Bank® is here to support you every step of the way.

We are seeking a knowledgeable and customer-focused Mortgage Loan Originator to join our team. The Mortgage Loan Originator will be responsible for guiding clients through the mortgage loan process, from application to closing, while ensuring compliance with all regulatory and institutional policies. The ideal candidate will have a strong background in mortgage lending, excellent communication skills, and a commitment to providing superior customer service.
Originate residential mortgage loans by developing and maintaining relationships with real estate agents, builders, and other referral sources.
Assist clients in selecting the best mortgage product based on their financial situation and goals.
Guide clients through the mortgage application process, including completing loan applications and gathering necessary documentation.
Analyze applicant financial status, credit, and property evaluations to determine loan feasibility.
Keep current with market trends, loan products, and changes in mortgage regulations.
Meet established sales goals and maintain high customer satisfaction ratings.
High school diploma or equivalent; bachelor’s degree in finance, business, or related field preferred.
Proven experience as a Mortgage Loan Officer, Loan Originator, or similar role.
Valid NMLS (Nationwide Mortgage Licensing System) license.
Knowledge of loan origination systems (LOS) and mortgage lending guidelines (e.g., Strong understanding of financial documentation and credit analysis.
Excellent benefits package including health, pre tax HSA, FSA accounts and dental & vision
~ Life and AD&D Insurance, as well as additional voluntary benefit possibilities
~Flexible PTO program
~ We are an equal opportunity employer and value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.