Commercial Credit Underwriter

Virtual Vocations Inc · Workfromhome, United States

Conducting financial analyses and credit assessments, the full-time salaried Commercial Credit Underwriter will evaluate loan packages, determine creditworthiness, and prepare detailed credit memorandums for presentation to the Credit Committee. Key responsibilities Conduct financial and credit analyses to ensure compliance with internal regulations Analyze loan files and financial statements to assess borrower viability and operating trends Prepare comprehensive credit memos and approval letters based on thorough credit analysis Required qualifications Minimum of seven years of experience with underwriting ABL/Factoring transactions Completion of a formal bank Credit Training Program or RMA Credit Courses Proficiency in Microsoft Office products, including Word and Excel Strong analytical and decision-making skills Ability to establish and maintain effective work relationships internally and externally