Live underwriter (us mortgage)

Role-US Residencial Mortgage -Live Underwriter

Location: Kochi, Mumbai, Pune

Exp-1.5 years

Work Type- 5days wfo

Shift: US Shift

Ctc-25-30% hike in current

Interview- Virtual

Description:

Company Name: VARITE India Private Limited

About The Client:

Client is a leading global professional services company that helps the worlds leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services.

About The Job:

You will be aligned to our Financial Services and Banking sector, assisting clients in completing processing procedures for US Residential Mortgages As part of the Lending Operations team, your role involves validating loan documents to ensure their accuracy and expiration before submitting them to the Underwriting queue. The mortgage processing team focuses on analyzing the loan application, verifying information provided by the applicant such as employment, income and credit history. Collect the necessary documents from Loan officer and borrower as per Underwriting requirements and to monitor the loans till Closing. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Banking operations refer to the various activities and processes conducted by a bank to provide financial services to its customers, manage financial transactions, and ensure the smooth functioning of its business.

Essential Job Functions:

Reviewing loan applications to ensure they are complete and accurate, including verifying borrower information, income, assets, and liabilities Collecting and organizing all necessary documents for loan processing, such as pay stubs, tax returns, bank statements, and property appraisals. Analyzing credit reports to assess the borrower s creditworthiness and adherence to lending guidelines. Assisting underwriters by preparing loan files for their review, addressing any outstanding conditions or documentation needed for approval Your primary interaction is within your own team members, your direct supervisor and Onshore partners In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised Please note that this role may require you to work in US shift which operates between 06:00 PM to 3:30 AM IST

Qualifications:

Attention to detail Accurate review and verification of documents is crucial Organizational Skills Ability to manage multiple files and task simultaneously Communication skills – Clear and effective communication with all parties involved in the loan process Knowledge of mortgage industry – understanding of mortgage products, regulations and the overall loan process Problem-Solving Skills - Ability to identify and resolve issues that may arise during the loan process Knowledge of mortgage industry – understanding of mortgage products, regulations and the overall loan process Any Graduation Years of Experience:1 to 15 years

How to Apply: Interested candidates are encouraged to respond/submit their updated resumes, and for additional job opportunities, please visit Jobs In India – VARITE.

Unlock Rewards: Refer Candidates and Earn.

If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE.

Experience Level Bonus Referral:

0-2 years

INR 5,000

2-6 years

INR 7,500

6+ years

INR 10,000

About VARITE: VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA, UK, CANADA and INDIA. VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking, Cloud Infrastructure, Hardware and Software, Digital Marketing and Media Solutions, Clinical Diagnostics, Utilities, Gaming and Entertainment, and Financial Services.

Equal Opportunity Employer:

VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status.

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