Assistant Vice President Credit

About the role: The role requirement is to oversee and manage the entire credit activities & processes. This is for our NBFC team - Klay Finvest Pvt Limited Roles & Responsibility: • Develop and implement comprehensive credit policies and risk assessment models to ensure high quality loan portfolios. • Finalize policies and set up processes for quality underwriting, ensuring compliance with regulatory standards. • Conduct underwriting for loan transactions, managing and mitigating risks effectively. • Lead risk analytics and policy-making, providing strategic insights to optimize credit operations. • Collaborate with business teams for proper formulation, fitment, structuring, pricing, and execution of transactions based on client requirements. • Monitor and report on credit exposures, defaults, and portfolio performance, adjusting strategies as necessary. • Stay abreast of industry trends and regulatory changes affecting credit risk. • Develop a robust risk management department, including hiring, team development Your key qualifications & competencies: • Over 10 years of professional experience in Banks/NBFCs/Rating Agencies with expertise in credit risk management, policy development, risk modelling, etc. • MBA in Finance, Chartered Accountancy, Certifications like FRM and CFA are highly desirable. • Creative thinker, rigorous analyst, detail-oriented, self-starter, capable of multitasking, and regular engagement in professional development. • Ability to use business judgement and a structured approach towards solving complex analytical problems