Credit Analyst Supervisor

CREDIT ANALYST SUPERVISOR
Job Overview : Our Credit Administration team plays a critical role in the safety and soundness of Fidelity's commercial loan portfolio which has a broad range of commercial clients including commercial and industrial (C&I), investment commercial real estate, residential construction and small business. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. They understand the nuances of commercial credit underwriting and how to apply core principals to different types of credit. With a high attention to detail, they help identify strengths and weaknesses of a loan as well as mitigants to help reduce risk. Credit Analyst Supervisor has a passion for team building and training new analysts. They have a genuine interest in helping analysts advance in their careers and become better bankers. Most importantly, they have a growth mindset and believe in the golden rule; the best leadership is leadership by example. Do you have a passion for numbers and people? Let's talk.
The candidate for this position will be responsible for:
* Supervising and coaching Credit Analysts to ensure quality of work
* Coordinating workflow to ensure excellent customer service is maintained
* Staying ahead of underwriting guidelines, enhanced underwriting practices, and assisting in updated underwriting policies and procedures
* Analyzing financial documentation to accurately evaluate cash flow and financial ratios
* Preparing accurate and concise loan approval reports in a timely manner
* Performing collateral audits and loan reviews
* Presenting to the Corporate Loan Committee as needed
* Regularly collaborating with lending officers and, as necessary, with customers
* Complying with regulations, policies, and standards of Fidelity Bank
Requirements for the position include :
* A Bachelor's degree in a business-related field
* Analytical ability with excellent attention to detail
* Strong understanding of credit analysis, financial statements, and tax returns
* Administrative, conceptual and supervisory skills
* Strong verbal and written communication skills
* High level of competence regarding Microsoft Word and Excel
* Strong time management and multitasking skills
* The ability to work late and/or flexible hours
Preferred qualifications for this position include:
* Five years of commercial credit experience
* Supervisory experience
* Graduate School of Banking diploma
* Formal leadership training
EEO/Veterans/Disabled