Senior Underwriter

Job Title: Senior Underwriter – Residential Mortgage. Location: Pune & Mumbai (Work from Office – Night Shift aligned with US hours) Experience: 5+ Years Industry: US Mortgage / Residential Underwriting Employment Type: Full-time Key Responsibilities :Review and verify all loan applications and supporting documents .Analyze credit, income, and asset documentation including 1040s, K1s, bank statements, and other financial records .Identify risks and inconsistencies within mortgage loan files .Perform both AUS (DU, LP) and manual underwriting .Run and analyze fraud detection reports (Fraud Guard, Fraud Manager, DRIVE) .Ensure compliance with agency guidelines (FHA, VA, FNMA, FHLMC, USDA) .Apply internal credit policies, TRID, and mortgage regulatory standards .Accurately document underwritin