Credit Analyst

Role & Responsibility • Understanding of business model, financial statements, analyzing various risks based on quantitative & qualitative information • Perform rigorous analytical work, research, fundamental credit analysis, analysis of financial statements, building of financial models and forecasts, and writing of analytical reports on rated corporate entities • Close monitoring of the performance of the companies and industries in the portfolio • Doing plant visits and management meetings • Writing ratings notes and making presentations before rating committees • Interacting with the clients for providing required information to carry out the rating assignment • Maintain direct analytical responsibility for a portfolio of rated corporate issuers with the guidance of Group Heads • Preparing schedule for completion of assignments in consultation with concerned Group Heads • Preparation of quarterly review notes based on quarterly performance and other updates • Keeping track of changes in the economy, various sectors and analyzing the impact of the same on clients • Preparation of rating rationales and press releases • Ongoing surveillance and rating recommendations • Repeat analytical contact with rated entities’ senior management, and presentation of analytical findings to internal and external constituencies