Chartered Accountant

Magic Circle Partners · India

Chartered Accountant – Finance | Lending NBFC

Location: Gurugram

Experience: 3–5 years post-qualification

Qualification: Chartered Accountant (CA)

About the Role

We are looking for a Chartered Accountant with strong experience in finance and accounting within a lending NBFC . The role will be responsible for financial closing, loan book accounting, regulatory reporting, reconciliations, Ind AS compliance, taxation and audit coordination.

Key Responsibilities

• Manage monthly, quarterly and annual financial closing and preparation of financial statements.
• Handle loan book accounting , including disbursements, collections, interest accruals, overdue and NPA accounting.
• Perform LMS vs GL and other key financial reconciliations.
• Prepare and review RBI regulatory returns and reporting within prescribed timelines.
• Ensure compliance with Ind AS , particularly Ind AS 109 and financial instrument accounting.
• Manage/review ECL, provisioning, NPA classification and write-offs as per applicable norms.
• Handle Income Tax, TDS, GST and other tax compliances.
• Coordinate with Statutory, Internal and Tax Auditors and respond to audit queries.
• Manage accounting and reconciliation of borrowings, interest costs and lender-related reporting.
• Prepare MIS, financial analysis and management reports.
• Monitor regulatory changes and ensure timely implementation of RBI/Ind AS requirements.
• Drive improvements in finance processes, controls, reconciliations and reporting automation.
• Work closely with internal stakeholders on finance, accounting and regulatory requirements.

Candidate Profile

• Qualified Chartered Accountant (CA) with 3–5 years of post-qualification experience.
• Lending NBFC experience is mandatory.
• Strong understanding of loan book accounting and lending-related finance processes.
• Hands-on experience with NPA accounting, ECL/provisioning and financial instrument accounting.
• Exposure to RBI regulatory reporting and Ind AS 109.
• Strong Excel, analytical, accounting and stakeholder-management skills.
• Candidates from banks, audit firms or non-lending organisations without relevant lending NBFC experience would not be considered.