Associate Manager II - Credit Risk

About the Team The Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization. The Credit Risk team, part of the Risk function at Navi, reviews and monitors the performance of credit underwriting policies and models, ensuring timely risk interventions and data-backed decision-making to manage portfolio quality. About the Role This role offers a unique opportunity to build and scale credit risk management frameworks from the ground up in collaboration with credit underwriting, analytics and data science teams. It involves driving portfolio quality and credit performance across credit products, blending deep analytical thinking with strategic execution to ensure sustainable growth while managing credit losses and risk exposure in a dyn