Commercial Lines Underwriter

Merchants Insurance Group · United States

Commercial Lines Underwriter Hybrid Work Schedule Melville, New York Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Melville, New York. The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners. Merchants Insurance Group is rated A- (Excellent) with a stable outlook by A.M. Best and is consistently recognized as a top employer and high-performing organization. Recent honors include:

• Best Places to Work in Western New York (Buffalo Business First, 2023–2026)
• Fast Track Company (2019–2025) and Top Private Company (2019–2025)
• Ward’s 50® top-performing property-casualty insurer (2021–2024)
• Ivans Spark Award for Innovation (2024–2025)
• Named to Newsweek and Statista’s America’s Most Reliable Companies list (2025), ranked among the top 300 of 1,500 B2B organizations evaluated

• Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders.
• Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
• Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.
• Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.

• College degree or equivalent work experience.
• 3+ years of commercial lines underwriting experience preferred or 5 years commercial experience within an agency environment.
• Property and Casualty insurance related coursework is a plus i.e. CPCU.
• Strong background in commercial lines accounts and building relationships.
• Previous Agency relationships within the local insurance industry are highly desirable.
• Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.).
• Strong communication, organizational and computer skills.

• Welcoming and positive work environment
• Flexible work arrangements, including flex scheduling and summer hours
• Hybrid work schedule. The Hybrid work schedule will require two full days per week in the office, with the option of working the remaining days per week at home or in the office
• Competitive pay scale
• Generous paid time off package
• Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars
• Outstanding company bonus programs
• Tuition Reimbursement