Credit Portfolio Manager

Confidential Careers · Maharashtra, India

RESPONSIBILITIES:

• Work with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank.
• Define the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios.
• Establish credit risk appetite and thresholds for the product portfolios.
• Develop a comprehensive process and build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns.
• Conduct real-time industry research with team reports to identify and analyze emerging trends. Review and approve relevant policies related to various regulations and emerging trends.

REQUIRED QUALIFICATIONS:

• Bachelor's degree in Computer Science/Statistics/Data Science or related programs; MBA or Post graduate in a similar field is a plus
• At least 8+ years experience in credit, exposure to merchant lending is a plus
• Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cycle
• Strong background in Credit Loss Forecasting
• Conversant with scoring & impairment forecasting models.
• Proficient in using statistical programming languages such as SQL and Python
• Experience in using traditional and alternate data to drive credit strategies