Remote Senior Provisioning and Forecasting Modeller, Borrowing

? We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Hear from our team about what it's like working at Monzo ✨ ?Cardiff, London or Remote (UK) | ? £69,000 - £95,000 + Benefits | Technology - Credit proposing model adjustments / calibrations; discussing emerging regulatory changes and best practices (SS1/23; ‘Dear CFO letter’); presenting materials to the monthly impairment council. Review and challenge a wider range of modelling solutions across the Borrowing collective (including IFRS 9, NPV, pricing etc.) Close collaboration with portfolio strategy, model validation, finance and external audit teams ?We’d love to hear from you if… You have a strong background in IFRS9 impairments and stress testing You have extensive experience in developing, validating or monitoring Credit Models (impairment, stress testing, forecasting) You have strong analytical skills and a track record of using these to deliver technical projects You have a solid technical toolkit. SQL and either Python or R is a must-have, a data visualisation tool (such as Tableau, PowerBI, Looker) is a plus You can convey problems and solutions using clear and simple language, both written and verbal (see Monzo’s tone of voice guide). This is particularly important for communicating complex issues and priorities to non-experts You're impact driven and eager to have a real positive impact on the company, our products, our users and your team-mates You have a self-starter mindset ; you proactively identify issues and opportunities and tackle them without being told to do so You're a team player whom your colleagues can rely on ?What’s in it for you ?£69,000-95,000 ➕share options. ✈️ We’ll help you relocate to the UK. ✅ We can sponsor your visa. ?This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. ?£1,000 learning budget each year to use on books, training courses and conferences. ?We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more! Read our full list of benefits . ? Our interview process involves 4 main stages: Recruiter Call Initial Call with the hiring manager Take Home Task (SQL) Final Stage interviews (x3) Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com #LI-SL1 #LI-Remote Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2023 Diversity and Inclusion Report and 2023 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage ?