Credit Analyst

Credit Analyst – Corporate Banking Location: Nariman Point, Mumbai Experience: 2-4 Years Department: Corporate Banking Key criteria Credit Analyst should have been handling Indian Corporates with turnover over 1500 crs plus , corporates with min credit rating of A and above, analysed financials for working capital and term loans. Key competence Prepare credit applications in the prescribed format along with spread sheet and other details required for submission. Monitor borrower’s compliance with credit terms on ongoing basis; identify and advise early warning signals, conduct periodic valuation of collateral and monitoring timely repayments. Conduct regular credit checks for through CIBIL/CRILC/World Check/RBI Defaulters List/ ECGC Caution List. Conduct periodic review / monitoring of the Corporate Portfolio to maintain credit quality and advise initiating remedial action for the assets showing signs of weakness / delinquencies. Maintain appropriate records for ensuring completion of Annual Reviews in a timely manner Etc Qualifications/Competencies Minimum 2-4 years of experience in Corporate Banking, Credit Risk, Credit Appraisal, or Corporate Credit Analysis. Bachelor's degree in Commerce, Finance, Economics, Banking, or related discipline. Strong credit appraisal and analytical skills. Strong report writing and credit proposal drafting capabilities.