Credit Analysis/ Review (Associate/ Sr. Associate/ Delivery Lead/Manager)

Acuity Analytics · Gurugram, India

Opportunity

Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon/ Bangalore.

Notice Period: 0-30 days joiners!

Interested candidates can directly mail the resume to

Responsibilities

• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates
• Managing a portfolio of clients and handling rating assignments
• Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
• Build forecast excel models
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
• Adhering to standard operating procedure & policies including compliance documentation
• Maintaining strong relationship with the client

Required Background

• Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporates
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders
• Ability to multi-task independently under tight timelines and eye for details
• 3-8 years of relevant experience in credit industry