Manager Consumer Finance

Raqami Islamic Digital Bank Ltd. · India

Job Title: Manager Consumer Finance

Department: Business

Job Overview

We are seeking a results-driven professional to lead the growth and profitability of the Bank’s consumer finance portfolio. The role will be responsible for managing customer acquisition initiatives, sales channels, strategic partnerships, and distribution networks while ensuring a superior customer experience and compliance with Shariah principles and regulatory requirements.

Key Responsibilities

• Achieve assigned sales and portfolio growth targets for consumer finance products.
• Develop and execute consumer finance sales strategies to drive sustainable business growth.
• Onboard dealerships, vendors, institutional partners, and strategic sales channels.
• Build and manage relationships with customers, partners, and key stakeholders.
• Manage end-to-end financing processes to ensure efficient execution and customer satisfaction.
• Explore and develop new sales channels and business opportunities.
• Drive profitability of consumer finance products and portfolios.
• Monitor business performance and assess the effectiveness of sales strategies.
• Lead, coach, and optimize the productivity of sales teams.
• Support product development, product launches, and digital lending initiatives.
• Monitor market trends, competitor activities, and customer requirements to strengthen market positioning.
• Collaborate with Technology, Operations, Risk, Compliance, Marketing, and Shariah teams to ensure seamless execution.

Experience Required

• Minimum 8 years of relevant experience in consumer finance sales, business development, or consumer banking.
• Proven track record of achieving sales targets and managing high-performing teams.
• Experience in Islamic Banking will be an added advantage.

Educational Background Required

• Master’s degree in Marketing, Finance, Business Administration, or a related discipline.

Skills & Competencies

• Consumer Finance Products & Business Management
• Consumer Lending & Digital Lending
• Sales Strategy Development & Execution
• Distribution & Channel Management
• Business Development & Customer Acquisition
• Team Leadership & Sales Management
• Partner & Relationship Management
• Product Management Understanding
• Financial & Commercial Acumen
• Portfolio Growth & Process Optimization
• Regulatory & Compliance Awareness
• Understanding of Islamic Financing Principles and Products

Raqami Bank is an equal opportunity employer. We welcome applications from all qualified individuals, including Persons with Disabilities (PWDs), and are committed to fostering an inclusive workplace where everyone has the opportunity to succeed.